Accident Only Pet Insurance with Pets Best

Pets Best offers Accident Only pet insurance plans designed for those on a limited budget who want great coverage for things like broken legs, snake bites, accidental swallowing, and more. Accident plans do not cover medical issues such as illness or cancer, which could be covered under our BestBenefit Accident and Illness plans. Whether you're considering dog insurance or cat insurance, our coverage options are tailored to provide financial support when your pet needs it most.

What is Accident-Only Pet Insurance?

Accident Only pet insurance is designed to cover unexpected injuries that that can happen as the result of an accident. These types of accidents may stem from your dog or cat swallowing a toy, or your dog eating some of your prized chocolate chip cookies, to cuts and bites potentially from another animal. As the name suggests, Accident Only plans only cover injuries that stem from accidents and do not include coverage for any illnesses like hip displaysia, IVDD, or cruciate ligament conditions that develop over time and some breeds are more prone to getting. Accident Only plans are a great way to have a level of protection for those pets that seem to find their way into trouble more often, or if you’re looking for a more affordable plan for emergencies

What’s Covered Under Accident-Only Pet Insurance?

What's Covered

Accidents such as:

  • Trauma
  • Poisoning
  • Bite (animal, insect, snake)
  • Hit by car or moving vehicle
  • Foreign body ingestion
  • Bone fracture
  • Laceration, cut, abrasion
  • Wound
  • Torn nail

Services related to an accident such as:

  • Accident exams
  • Surgeries
  • MRI, CAT and X-ray
  • Hospitalization
  • RX-meds
  • Emergency care
  • Specialist care
  • Outpatient care
  • Medication injections

What's Not Covered

Accident Only pet insurance policies do not cover:

  • Pre-existing injuries
  • Cruciate ligament injuries
  • Illnesses or diseases
  • Infectious bacterial or viral disease
  • Parasitic infection
  • Metabolic disorder
  • Cancer

In addition to the exclusions listed, the Accident plan does not cover any illnesses, routine care, acupuncture, or chiropractic treatment.

Download a Sample Policy or Get a Quote to view more details.

Why Pets Best?

Pets Best's Accident Only plan could be ideal for pets with a medical condition that makes them ineligible for illness coverage, or pet owners just looking for more cost effective coverage. We design our plans to provide the coverage that can help take away the worry of costs, so you can focus on loving your pet as much as possible. Compared to other pet insurance plans, we have options that will suit you.

Start protecting your loved ones today!

Get A Quote