Pet Medication & Prescription Insurance Coverage

Pets are increasingly benefitting from pet medication as more drugs are approved for a variety of medical conditions that your cat or dog may be diagnosed with.¹ As a result, pets are enjoying a higher quality of life, increased wellness and longer lives. While it is impossible for a pet parent to predict a pet’s need for medication, planning ahead by purchasing a pet insurance policy with prescription drug coverage can help pay for vital medications prescribed by their veterinarian.

Does Pet Insurance Cover Dog & Cat Prescription Medication Costs?

Pets Best’s pet insurance plans lists hundreds of prescription medications as an optional coverage benefit of our BestBenefit Accident and Illness plan. Coverage for medications is also included in our Accident Only plan as long as the treatment is linked to a covered accident. Medications included in the Pets Best formulary cover a broad number of uses and conditions such as:

• Allergies
• Arthritis
• Anxiety and other behavioral conditions
• Cancer
• Diabetes

While accident and illness policies are there for your pet when the unexpected happens, optional BestWellness and EssentialWellness routine care plans offer set reimbursement amounts for everyday wellness items. This includes coverage for heartworm and flea and tick prevention. Treatment for these parasites can cost as much as $1,600 if a pet becomes infested or develops an infection (Pets Best Claim Data, 2020).

Pets Best offers plans that can cover a wide range of common prescription medications for both dogs and cats. From treating one-time conditions with antibiotics, to treating ongoing and chronic conditions like cancer and diabetes, our plans are designed to provide coverage for medications prescribed to your pets during their course of treatment.

With our Accident Only plan, prescription coverage is included for medications listed on the Pets Best formulary and linked to treatment for a covered accident. For our Accident and Illness plans, prescription medication coverage is a supplemental benefit that can be added or removed from the plan. When enrolling online, Pets Best automatically includes coverage for prescriptions in our Accident and Illness plans because we understand the value of having this benefit for treating a wide range of conditions your dog or cat may face over their lifetime.

Prescription Medication Coverage Categories

• Antibiotics
• Arthritis & Pain Medication
• Asthma & Respiratory Care
• Anxiety & Behavioral Health
• Cancer Care
• Diabetes
• Ear Health
• Fungal Infections
• Gastrointestinal Health
• Glaucoma and Eye Care
• Heart Health & Blood Pressure
• Kidney & Urinary Conditions
• Skin Conditions
• Thyroid Conditions

For a full list of prescriptions that Pets Best plans cover, please download our formulary.