What is Pet Insurance?
Pet insurance reimburses you on your eligible veterinary bills when your dog or cat becomes unexpectedly sick or injured. Pet insurance helps you afford the best course of treatment, protects against major financial setbacks, and can give you peace of mind as a pet parent. Having a pet insurance plan allows you to focus on getting the best care for your pet and not the bill from the vet.
When Should I Get Pet Insurance?
While there are no upper age limits or requirements for pet insurance with Pets Best, it's important to insure your pet when it's still healthy as most insurance brands, including Pets Best, do not cover pre-existing conditions. Additionally, pet insurance plans can contain waiting periods before coverage begins for different coverage types. Pets Best offers some of the shortest waiting periods in the industry and we don't require an exam to enroll. This means the earlier you get pet insurance, the more likely your pet will have coverage for unexpected accidents or illnesses.
Why Do I Need Pet Insurance?
It’s a sad fact: dogs and cats get sick and injured just like us humans. We’ve all heard the horror stories about dogs that had to have their own toys surgically removed after an accidental swallowing. Or the story about the cat that got diabetes or chronic renal failure. Or the pair of Golden Retrievers that developed cancer. The story always ends the same way: the veterinary bills were enormous, making matters worse.
Vet bills will continue to be a challenge for pet parents in the face of rising veterinary costs. The equipment at your vet’s office is now human-grade. The same MRI machine used at your doctor’s office could be the same one at your veterinarian’s clinic. Medical advances and high-end equipment give your pets the best chance at a long, happy, and healthy life, but this advancement often comes with a high price tag.
What Do Pet Health Plans Cost?
Pet insurance plans are dependent upon three primary factors for determining price; your pet's age, your pet's breed, and where you and your pet live. Accident only plans tend to be more budget friendly, while comprehensive plans covering accident and illness offer greater coverage but cost more in premium. You can easily determine your customized cost by getting a free quote based on your zip code and the plan preferences you select, such as annual limit, deductible, and reimbursement percentage. With the flexibility to tailor your plan to match your budget and coverage needs, pet insurance helps provide peace of mind for your furry companion’s health all year round.
How Pet Insurance Works
Whether or not this is your first pet insurance experience, you shouldn’t have to worry about getting your pets the best veterinary treatment they deserve. Once you have enrolled, using pet insurance is as easy as:
1. Get treatment
When your pet becomes unexpectedly ill or injured, get treatment from any veterinarian in the US or Canada.
2. File a claim
We make it easy with online claim filing, and there is no need to send medical records unless we request them.
3. Get cash back
Since our founding, we've paid out over $500 million in claims and can deposit payments directly to your bank account.
Plans from Pets Best
Pets Best was started by a vet who understood the value of the bond we create with our pets. He also understood how unique each pets needs are. For that reason, we offer plans and a full range of pricing and coverage options.
Accident Only Plans
Coverage for unexpected injuries related to accidents such as bone fractures, lacerations, cuts, abrasions, torn nails, and more
Accident and Illness Plans
Comprehensive coverage for unexpected accidents and illnesses such as cancer, hereditary conditions, viral diseases, and more.
Routine Care Plans
Two tiers of routine care plans to help pay for the expected like vaccinations, spay/neuter, bloodwork and more.
We don’t lock you into a single plan over the life of your pet, because we believe our policy holders should be able to choose the coverage that best fits you and your pet's needs. Stop questioning is pet insurance worth it. We consistently try to make our plans affordable, accessible, and flexible without ever sacrificing the coverage you get.
With any plan from Pets Best, you can rest assured that you will receive exceptional coverage, personal customer service, and easy and accurate claim processing. Learn more about choosing a plan