Underwriting
Ray Chao

Ray Chao

Ray Chao is a longtime writer and contributor for Pets Best
Insurance. His writing on pet health and legal topics bring a wealth of legal
experience, gained through his roles as an Assistant State’s Attorney in Cook
County, Illinois, an Assistant Corporation Counsel of Manhattan, New York, and
as an Adjunct Faculty of Law at both the Loyola University Chicago School of Law and St.
Francis School of Law. Ray holds a degree in English and political science from
the University of Illinois, along with a master’s degree in sociology from
DePaul University. Ray later attended the Loyola University Chicago School of
Law where he earned his Juris Doctorate (JD) and Master of Laws (LL.M). Ray and
Dash, a Staffordshire Terrier, live in Los Angeles. Ray has been a writer for
most of his adult life, and an animal lover for his entire life. He has written
for various newspapers, magazines, websites, blogs and legal publications on
many different topics including his favorite topic: our pets.

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* Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible treatment. Limited to covered expenses.

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Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

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